Independent education & comparisons • Affiliate-supported • Not financial advice
Precious metals

Precious Metals IRA

A precious-metals IRA is a self-directed IRA that owns qualifying physical metals under the ordinary IRA tax framework and special collectibles exceptions.

Which metals can qualify?

Federal law provides exceptions for certain gold, silver, platinum and palladium coins and bullion. Eligibility is product-specific.

What does not change

The account is still an IRA. Contribution, rollover, distribution and tax rules continue to apply, and qualifying bullion must meet applicable custody requirements.

Explore gold vs silver, eligible gold and eligible silver.

Sources

Free Gold IRA Guide