How to Choose a Gold IRA Company

Choose a Gold IRA company by verifiable economics and account structure—not by fear, celebrity endorsements or a promise that one asset can solve every retirement risk.

A practical checklist

1. Identify each party. The dealer, IRA custodian/trustee and depository have different roles.
2. Verify eligibility. Not every coin or bar marketed by a dealer is appropriate for IRA ownership.
3. Get fees in writing. Include setup, annual administration, storage and transaction charges.
4. Measure pricing. Ask for the purchase and repurchase price of the same product on the same day.
5. Understand storage. The IRS requires qualifying bullion to be in the physical possession of a bank or approved non-bank trustee.
6. Reject urgency. The FTC warns that scammers often use pressure and promises of easy or low-risk returns.
7. Compare fit. A provider minimum should match your planned allocation rather than drive it.

Then use the same framework across our provider research.