Gold IRA Tax Rules

Tax treatment depends on the type of IRA, contribution history, rollover method and distribution—not on promotional claims about gold.

Traditional and Roth concepts

Traditional and Roth IRAs have different contribution and distribution rules. A self-directed precious-metals IRA remains subject to the rules of the underlying account type.

Transactions that need care

• 60-day rollovers.
• Roth conversions.
• Distributions of cash or metal.
• Early distributions.
• Required minimum distributions where applicable.