IRA-Eligible Gold & Precious Metals

Not every gold coin, silver round or collectible sold by a dealer is eligible for IRA ownership.

What the IRS says

Publication 590-B lists exceptions to the collectibles rules for specific U.S. coins and certain gold, silver, platinum and palladium bullion. The law also imposes qualifying standards and custody requirements.

Practical rule

Do not rely on a product name alone. Before purchase, confirm the exact product’s eligibility with the IRA custodian/trustee and review the applicable IRS standards.

See our detailed guides to IRA-eligible gold and IRA-eligible silver.